Hey there! Are you tired of running to the bank every time you need to check your account balance or transfer money? With the rise of technology, online banking has become a game changer. Now, you can manage your finances from the comfort of your own home.
In this blog, I’ll be sharing the top 10 online-only banking services that you can trust. I’ve done the research and put together in-depth summaries for each bank, so you can make an informed decision about which one is right for you.
So, without further ado, let’s dive in!
1 | Ally Bank |
- Offers competitive interest rates on savings accounts and CDs
- Has 24/7 customer service with live chat
- No monthly maintenance fees or minimum balance requirements
2 | Capital One 360 |
- Offers a wide range of savings and checking accounts with no fees
- Has a user-friendly app that allows you to deposit checks, transfer money and more
- Offers a top-notch security system to protect your personal information
3 | Charles Schwab Bank |
- Offers high-yield checking and savings accounts with no monthly fees
- Provides free overdraft protection
- Offers free checks and free ATM use worldwide
4 | Chime |
- Offers fee-free spending accounts with direct deposit
- Has a user-friendly app that allows you to track your spending and set savings goals
- Offers early access to your direct deposit funds
5 | Discover Bank |
- Offers high-yield savings accounts with no minimum balance requirements
- Has 24/7 customer service with live chat
- Offers cashback rewards on debit card purchases
6 | Goldman Sachs Bank USA |
- Offers high-yield savings and checking accounts with no minimum balance requirements
- Has a user-friendly app that allows you to track your spending and set savings goals
- Offers a top-notch security system to protect your personal information
7 | HSBC Direct |
- Offers high-yield savings and money market accounts with no monthly fees
- Has 24/7 customer service with live chat
- Offers a user-friendly app that allows you to deposit checks, transfer money and more
8 | Marcus by Goldman Sachs |
- Offers high-yield savings accounts with no minimum balance requirements
- Has 24/7 customer service with live chat
- Offers free overdraft protection
9 | Truist |
- Offers a wide range of savings and checking accounts with no fees
- Has a user-friendly app that allows you to track your spending and set savings goals
- Offers free ATM use worldwide
10 | SoFi |
- Offers fee-free spending accounts with direct deposit
- Has a user-friendly app that allows you to track your spending and set savings goals
- Offers early access to your direct deposit funds
And that’s just the tip of the iceberg! There are many other great online-only banking services out there. I encourage you to do your research and find the one that’s right for you.
I hope this blog has been helpful in your search for the perfect online bank. If you have any questions or concerns, feel free to reach out. Happy banking!
